Today’s workplace projects involve much more than office furniture. In addition to workstations and seating, projects often include audiovisual systems, sound masking, cabling, installation, moving expenses, breakroom appliances, and other related costs. Many of these items can often be financed together under one convenient payment.

Washington Workplace understands that successful projects deliver complete workplace solutions—not just furniture. By combining design expertise, project management, installation, and flexible financing, businesses can create exceptional workspaces while preserving valuable working capital.

According to the Equipment Leasing & Finance Association (ELFA), approximately 82% of U.S. businesses use financing to acquire equipment. Financing allows companies to invest in their workplace today while conserving cash for hiring, inventory, technology, marketing, and future growth.

At Navitas Credit Corp., speed matters. Credit decisions are available in as little as two hours for many transactions up to $350,000. We finance projects of virtually any size, with larger transactions typically requiring financial information as part of our streamlined underwriting process.

Flexible terms from 12 to 72 months are available, with 60 months being the most popular option. Qualified businesses may receive bank-competitive rates based on credit profile, business strength, transaction size, and financing structure.

I often share the ‘2% Rule.’ For a typical 60-month term, the monthly payment is often close to 2% of the project cost. A $100,000 project may have an estimated payment of about $2,000 per month. Actual payments vary, but it provides a quick budgeting tool before a formal proposal is prepared.

Financing may also provide valuable tax advantages. Under Section 179, many businesses may be able to deduct the full purchase price of qualifying financed equipment, subject to IRS rules. Consult your tax advisor regarding your specific situation.

Whether you’re opening a new office, renovating an existing space, or planning for future growth, ask your Washington Workplace representative how financing can simplify budgeting, accelerate project timelines, and preserve working capital.